Senior Managers and Certification Regime (SM&CR)

From senior managers to onboarding new advisers, are you confident as to your obligations? It can be tricky to understand how SM&CR applies in your firm. Choose us, and we’ll ensure you understand the rules and implement change successfully.

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Meeting the criteria

SM&CR applications are subject to ever-greater scrutiny, so any time invested before your application is well spent.

Our team has assisted with numerous senior management function (SMF) applications. The work starts well before the forms are completed to ensure that your candidate is best placed to be approved.

Our service

  • Straight-talking feedback on what the SM&CR really means for your business and why it matters

  • Help with the senior management regime and structuring your team’s responsibilities accordingly

  • Friendly advisers who understand the pressures you face and will give you much-needed reassurance

  • Support in implementing the certification regime among the relevant members of your team

  • Expert insight into the three distinct elements of the SM&CR and what each of them entail

  • An assessment of your “fit and proper” test and support in making any necessary tweaks

  • A deeper understanding of the scope and requirements of the updated regime’s conduct rules

  • Analysis of your training and competence scheme to ensure that it’s fit for purpose under SM&CR

What clients say

David Bashforth
It’s early days in our relationship with Vicky and B-Compliant, but my business partners and I have so far been very impressed with the service and technical knowledge provided. For the first time in a long time, we can see compliance in a more positive light, as a tool to improve our business as a whole.
Kate Barnard
B-Compliant seem to have the balance just right for small financial advisers like us from a support and price point. They offer on-site visits or remote help, both of which are extremely helpful. Vicky and her team offer a no-nonsense approach to compliance where what you see is what you get. Perfect!
Debbie Jukes
B-Compliant has delivered everything that we expected, and then some – even at short notice. I feel that they have our best interests at heart, and I have complete confidence in the guidance they provide. They have a flexible approach and a great work ethic.
William Stevenson
What we want from a compliance consultant is threefold: to keep our compliance programme both up to date and (more importantly) effective, to offer solutions and not point out problems, and, yes, to be fairly priced! We get all three from B-Compliant.
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of clients would recommend us to other firms or connections

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of clients are very satisfied that we understand their regulatory requirements

Your questions, answered

The scope of the SM&CR is greater than previous comparable regimes, so you need the right support team in place to ensure nothing slips through the cracks. Find out more about our approach below.

View all FAQs
Can’t I just follow a pre-existing template?

You could and our document library has some useful examples. But the support you receive from us is completely tailored to the individual needs of you and your business.

Is the advice I get from you as up to date as possible?

Always. As proud and active members of the Association of Professional Compliance Consultants, we attend regular training and education sessions to stay abreast of all the latest FCA developments.

Will you only help businesses in the north-west?

Not at all. Although we are based in Manchester, we’re completely remote and have consultants across the UK. Whatever questions you have about SM&CR, our team is available to help.

Meet the team

You can rely on our experts to deliver dedicated, personable compliance support. Say hi and learn what we can do for you.

More about us
Vicky Pearce
Director and Compliance Consultant
Jeremy Smith
Director and Compliance Consultant
Rachel MacRae
Compliance Consultant
David Morgan
Compliance Consultant
Joanne Smith
Compliance Consultant
Rebecca Jackson
Compliance Associate
Tina Jennings
Advisory Board Member
Jo Connolly
Associate Consultant
Pav Jaskiewicz
Business Quality Analyst
Bronach Murphy
Junior Compliance Associate

Let’s chat