Simplifying Financial Promotions

Welcome to Beyond the Buzz

In this episode of Beyond the Buzz, Vicky Pearce and Rachel MacRae discuss FCA financial promotions reform and the latest regulatory developments affecting firms.

They discuss the FCA’s proposals to simplify consumer credit financial promotions, including plans to modernise CONC 3 and ongoing questions around whether Representative APR still delivers meaningful consumer understanding.

The conversation also explores the FCA’s latest cyber resilience insights, covering incident response, emerging technologies, third party risk, and insider threat management, alongside developments under the Economic Crime and Corporate Transparency Act (ECCTA) and what these mean for information sharing between firms.

Alongside this, they look at the latest SM&CR reforms, the FCA’s position on fund tokenisation, and the regulator’s growing focus on anti-greenwashing.

It’s a practical discussion on navigating regulatory change, strengthening governance frameworks, and staying aligned with evolving FCA expectations.

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